RevPoints are Revolut’s loyalty points, which you earn for everyday card payments. You can redeem them, for example, for air miles, discounts on accommodation, experiences, eSIMs or purchases from selected retailers.

Earning the points is straightforward. What’s trickier is works out what their true value is, whether a paid plan is worth it for them, and when it’s better to convert them into air miles.

The most important points in a nutshell:

• depending on your specific plan, you’ll earn 1 RevPoint for every 1 eur to 10 eur spent
• RevPoints can be transferred to selected air miles programmes at a ratio of up to 1:1
• We use 0 eur as a reasonable guide for the value of 1 point, but the actual result may be significantly lower or higher
• you’ll usually get the best value by converting to miles and purchasing a specific, good-value flight ticket
• RevPoints are valid for 3 years from the date of earning
• The ‘Drobné’ feature is not a free bonus, but a purchase of points using your own money

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What are RevPoints and how do you activate them?

RevPoints are not money and cannot be exchanged back for real currency. They are loyalty points recorded in the Revolut app.

You must first sign up for the programme free of charge:

1. Open RevPoints in the app’s bottom menu.
2. Tap ‘ Sign up for free’.
3. Accept the programme terms and conditions.
4. Decide whether you want to enable the ‘Change’ feature. You don’t need to enable it for regular points collection.

According to Revolut, points for eligible payments are credited immediately after the transaction is completed. Rewards from bonus offers or Shops may arrive later.

What is the value of 1 RevPoint?

A RevPoint does not have a fixed value in Czech koruna.

Revolut will show you what discount you’ll receive for your points before you redeem them.

When converting to air miles, the value depends entirely on the flight ticket you purchase with them, and it is very difficult to calculate the exact value.

Commonly quoted value of air miles

For programmes available via Revolut, an indicative value of approximately 0,011 usd to 0,145 usd per mile is often used .

Each airline assigns a different value to its miles, and that is a very extensive topic in itself.

However, even expert estimates do not agree. Therefore, in our calculations we use a neutral value, which you can work out for yourself: 0 eur per 1 RevPoint, if we convert it to miles at a 1:1 ratio.

Number of RevPoints	At a value of 0 eur	At a value of 0 eur	At a value of 0 eur
10,000	83 eur	103 eur	124 eur
25,000	207 eur	258 eur	310 eur
50,000	414 eur	517 eur	620 eur
100,000	827 eur	1034 eur	1241 eur

This is not the amount you can withdraw into your account. The table merely estimates the value of travel you could obtain in exchange for your points.

How I calculate the value of a specific flight ticket

Personally, I use this formula:

• 👉 Value of 1 mile = (price of a comparable ticket in cash – taxes and fees for the mileage ticket) / number of miles used

Example:

• the standard price of the ticket is 1158 eur
• the reward ticket costs 50,000 miles and 124 eur in fees
• the value of one mile is (28,000 – 3,000) / 50,000 = 0 eur.

This method of calculation is significantly better than our rough estimate of 0 eur per point.

However, the calculation has one major flaw. If you would never have 1158 eur paid for the ticket in question, its list price is not your actual saving. For expensive one-way business class tickets, we therefore also compare:

• half the price of a realistic return ticket
• the price of the best acceptable alternative
• the maximum amount we would actually pay for the journey

How many RevPoints you’ll earn on each plan

The base rate depends on your plan. The table below uses Revolut’s current rates and prices in the Czech Republic.

Prices may vary slightly from country to country, but are broadly the same worldwide.

Plan	Price with monthly payment	Base rate	Points per spend 4135 eur	Value per point at 0 eur
Standard	Free	1 point for 10 eur	400	4 eur
Plus	5 eur	1 point for 10 eur	400	4 eur
Premium	10 eur	1 point for 4 eur	1,000	10 eur
Metal	16 eur	1 point for 2 eur	2,000	21 eur
Ultra	55 eur	1 point for 1 eur	4,000	41 eur

The most important detail is easy to overlook: the Plus plan has the same rate as the free Standard plan. So it doesn’t make sense to switch to Plus just for the RevPoints.

With the Ultra plan, you’ll earn ten times more points for the same spend than with the Standard plan. However, even that doesn’t automatically mean the expensive subscription will pay for itself. It depends on your total spend, how you use the points, and the plan’s other benefits.

Which plan do I use and why?

Personally, I use the Ultra plan.

Initially, I signed up mainly for the free access to airport lounges, which, given how often I travel (visiting a lounge 2–4 times a month), pays for itself for that reason alone.

Collecting RevPoints is another key reason for keeping the Ultra plan.

If I didn’t use the lounge access, I’d consider paying for the Ultra plan, for example, at a time when I’m expecting very high expenditure, in which case it might be worth it to speed up the process in this way.

For example, if I were going on a long holiday, taking several holidays in a row, or perhaps furnishing a new flat.

Which payments do not earn you points

Points are not awarded for every card payment. According to the current list of exceptions, ineligible transactions include, in particular:

• money transfers, e-wallet top-ups, cash withdrawals
• purchases of cryptocurrencies, investments and similar financial services
• insurance, taxes, fines and payments to government or judicial institutions
• lotteries, gambling and bookmakers
• public services, charities, political and religious organisations
• tuition fees and other educational services
• rent, housing, property, parking and garages
• tobacco products
• certain postal, cleaning, advertising, marketing and other business services
• transactions made via a Revolut Pro account

The merchant category code (MCC) is usually the deciding factor. This is why Revolut may classify two payments that appear similar at first glance differently.

What happens if you return a purchase

If you cancel a purchase or receive a refund, Revolut will deduct any points you’ve earned.

If you have transferred or spent them in the meantime, your RevPoints balance may go into the negative.

How to earn more RevPoints than through regular payments

The quickest way to collect points isn’t through everyday spending, but via limited-time offers and travel bookings.

Revolut lists the following maximum rates on the RevPoints page:

How to earn	Advertised rate up to
Selected Stays	10 points per 1 eur
Selected Experiences	5 points for 1 eur
Selected offers in shops	20 points for 1 eur

This is how I usually choose accommodation.

First, in the Revolut app, under the RevPoints tab, I open ‘Stays’ and search for hotels in my destination offering a rate of 10 points per 1 eur.

If I like any of them, I book it via Revolut.

If nothing catches my eye, I compare offers the usual way via Booking.com, where there are usually far more hotels to choose from.

Small change: please note, you’re buying points

The ‘Change’ feature rounds the payment up and uses the difference to buy RevPoints.

It is therefore neither cashback nor a free reward.

If you enable the multiplier, Revolut will deduct an even higher amount from your account and purchase more points. The app must display the current exchange rate before activation, and Revolut should inform you in advance of any changes.

It’s worth doing a simple calculation:the price of one point purchased must be lower than the value you can get from it.

For example, if one point costs 0 eur and you subsequently redeem it for 0 eur , you’ll lose half the money you put in.

Purchasing points may make sense as a small top-up to your balance before a specific high-value booking, but not as an automatically profitable long-term collection strategy.

According to Revolut, purchased points are non-refundable. You can switch off the feature via RevPoints > Earnings > Change > Deactivate. Details are set out in the help section for the Change feature.

Do I personally use the Change feature?

No. Or rather, not to buy RevPoints.

I only use the Change feature to set money aside in one of the savings funds.

One-off purchase of points

According to Revolut’s instructions, RevPoints can also be purchased as a one-off or as part of a regular monthly purchase.

The price of the package is displayed directly in the app. The same principle applies as with ‘Drobné’: first work out the price per point and compare it with the realistic value of your planned use.

What RevPoints are best used for

1. Transferring to air miles

The potentially highest value comes from converting them into an air miles programme and purchasing a value-for-money bonus flight. The best options are usually:

• promotional bonus flights
• expensive flights during peak season
• long-haul flights in premium economy or business class
• routes where standard tickets are expensive but reward seats remain available

Always check the availability of bonus tickets with the individual partner airlines to which RevPoints can be transferred first, and only then transfer them.

Once you have transferred RevPoints to a specific airline’s loyalty programme, they cannot be transferred back.

2. Discounts on Stays and Experiences

This option is simpler than searching for reward tickets, but its value is not fixed. Calculate it as follows:

• 👉 Value of 1 point = discount in the specific currency / number of RevPoints used

If 1,000 points reduce the price by 10 eur , you get a value of 0 eur per point. Before confirming, compare the final price of the same hotel or activity elsewhere.

Stays can therefore be a great way to earn points thanks to the multipliers, but they may not be the best way to spend them.

Personally, I’ve never found a discount on a stay or experience that was good enough to take advantage of.

So far, I’ve always used RevPoints almost exclusively for air miles.

3. Gift cards, Revolut Pay and eSIMs

RevPoints can also be used on selected offers for gift cards, a discount when paying via Revolut Pay, or a travel eSIM.

As both the offers and the exchange rate vary, you should always divide the discount value in korunas by the number of points required.

If you get less than approximately 0 eur per point, it’s usually wiser to keep the points for a later transfer to an air miles programme. The exception is if you won’t be using the air miles or the points are about to expire.

How to transfer RevPoints to air miles

Revolut currently partners with the following airline loyalty programmes:

• Aer Lingus (AerClub)
• Air France + KLM (Flying Blue)
• Avianca (Avianca Lifemiles)
• British Airways (BA Club)
• China Southern Airlines (Sky Pearl Club)
• Emirates (Skywards)
• Etihad Airways (Etihad Guest)
• Finnair (Finnair Plus)
• Iberia (Iberia Plus)
• Icelandair (Icelandair Saga Club)
• Qatar Airways (Privilege Club)
• SAS (Eurobonus)
• Singapore Airlines (KrisFlyer)
• Turkish Airlines (Miles&Smiles)
• TAP (Miles&Go)

I’ve transferred my miles to Flying Blue and Aegean Miles + Bonus.

💬 Do you have any personal experience with this? Which programme do you think offers the best value for redeeming miles?

You can find the current list in the app under RevPoints > Air Miles. Revolut frequently updates and expands this list.

Transfer procedure:

1. Sign up for free to your chosen airline loyalty programme.
2. In the Revolut app, open RevPoints > Air Miles.
3. Select a programme and link your membership account.
4. Check the conversion rate and the number of points.
5. Confirm the transfer.

So far, my miles have always appeared immediately after the transfer.

Is it worth upgrading to a higher plan just for RevPoints?

In most cases, no.

Assuming a value of 0 eur per point, basic earning corresponds to this approximate reward from spending:

Plan	Approximate return on spending	Monthly spend at which the plan pays out points
Standard	0.10%	--
Plus	0.10%	points only – the fee will never cover the cost
Premium	0.25%	approx. 6741 eur
Metal	0.50%	approx. 4094 eur
Ultra	1.00%	approx. 6079 eur

The calculation compares each paid plan with the free Standard plan and only takes into account the additional points. It does not include insurance, subscriptions, lounge access, eSIMs, higher exchange limits or other benefits.

If the value is 0 eur per point, the required spend will be higher. If the value is 0 eur , it will be lower. If you pay for your plan annually at a lower rate, the threshold required will also be reduced.

From the perspective of RevPoints alone, therefore, a paid plan mainly makes sense for people with high regular spending.

It’s not usually worth getting the Ultra plan just for the points, but it can make sense when combined with other travel benefits.

The most common mistakes when collecting RevPoints

• Enabling ‘Drobné’ without checking the exchange rate: instead of collecting points for free, you end up buying them.
• Upgrading your plan just for a higher rate: without high spending, the subscription cost will exceed the value of the points.
• Purchasing via a bonus link without comparing prices: more points may not make up for a more expensive hotel or goods.
• Converting points to miles without a specific flight booking: you’ll lose flexibility and expose yourself to price changes in the airline’s programme.
• Ignoring taxes and fees: a reward flight is usually not entirely free. You pay taxes, which can be very high.
• Overvaluing business class: the list price isn’t a real saving if you’d never pay it anyway.
• Returning a purchase after spending points: your RevPoints balance may go into the red.
• Failure to monitor expiry dates: unused points expire 3 years after being earned.

Are RevPoints worth it?

RevPoints are a nice bonus if you use Revolut for everyday purchases and earn points without changing your behaviour.

In our view, they are most useful for travellers who know how to find a good deal on a flight using miles or who take advantage of a high multiplier on a booking that is competitively priced.

They’re also particularly useful for people with high monthly spending.

For most people, it isn’t worth switching to a more expensive plan just for the points themselves.

Be even more cautious with ‘Drobné’ and direct point purchases. In both cases, first work out the price per RevPoint and compare it with the specific reward on offer.

My approach is simple: we collect points for free, always compare bonus offers with the competition, and only convert them into air miles once we’ve selected a specific available flight ticket.

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